CFChooseField
Office and Administration

Credit Authorizers, Checkers, and Clerks

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

Visual summary of pay, outlook, skills, interests, and preparation for Credit Authorizers, Checkers, and Clerks

Median pay

$49,130
Median annual pay for Credit Authorizers, Checkers, and Clerks.
U.S. Bureau of Labor Statistics · 2024
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10-year growth

-6.2%
Projected employment growth from 2024 to 2034.
U.S. Bureau of Labor Statistics · 2024–2034 projections
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Annual openings

1,000
Projected annual openings, including growth and replacement demand.
U.S. Bureau of Labor Statistics · 2024–2034 projections
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Employment

12,000
Estimated U.S. employment for Credit Authorizers, Checkers, and Clerks in 2024.
U.S. Bureau of Labor Statistics · 2024
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Jobs added or lost

-700
Projected numeric employment change from 2024 to 2034.
U.S. Bureau of Labor Statistics · 2024–2034 projections
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Entry preparation

High school diploma or equivalent
Typical additional preparation: Moderate-term on-the-job training.
U.S. Bureau of Labor Statistics · 2024 profile
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O*NET occupation profile

What the work involves

Strongest O*NET signals first.

Essential skills

  1. 1Active Listening
  2. 2Reading Comprehension
  3. 3Speaking
  4. 4Critical Thinking
  5. 5Writing
  6. 6Monitoring

Knowledge areas

  1. 1Customer and Personal Service
  2. 2English Language
  3. 3Mathematics
  4. 4Law and Government
  5. 5Administrative
  6. 6Economics and Accounting

Abilities

  1. 1Oral Comprehension
  2. 2Near Vision
  3. 3Oral Expression
  4. 4Problem Sensitivity
  5. 5Written Comprehension
  6. 6Deductive Reasoning

Career interests

  1. 1Conventional
  2. 2Enterprising
  3. 3Social
  4. 4Investigative
  5. 5Artistic
  6. 6Realistic

Work styles

  1. 1Attention to Detail
  2. 2Dependability
  3. 3Integrity
  4. 4Cautiousness
  5. 5Self-Control
  6. 6Achievement Orientation

Work activities

  1. 1Getting Information
  2. 2Working with Computers
  3. 3Communicating with People Outside the Organization
  4. 4Communicating with Supervisors, Peers, or Subordinates
  5. 5Documenting/Recording Information
  6. 6Processing Information

Work context

  1. 1Telephone Conversations
  2. 2Contact With Others
  3. 3E-Mail
  4. 4Face-to-Face Discussions with Individuals and Within Teams
  5. 5Importance of Being Exact or Accurate
  6. 6Spend Time Sitting

Representative tasks

  • Keep records of customers' charges and payments.
  • Compile and analyze credit information gathered by investigation.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
  • Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
  • Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
  • File sales slips in customers' ledgers for billing purposes.
  • Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
  • Mail charge statements to customers.

Software and tools

Microsoft Outlook · in demandMicrosoft Excel · in demandMicrosoft Word · in demandMicrosoft Office software · in demandMicrosoft PowerPoint · in demandStructured query language SQL · hot technologySAP software · hot technologyMicrosoft Access · hot technologyTableau · hot technologyMicrosoft SharePoint · hot technologySpreadsheet programsEmail software

Sources

BLS provides national pay, employment, and projections. O*NET provides skills, interests, preparation, tasks, work context, and tools.